Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available from 26 Nov 2022, 10pm to 27 Nov 2022, 7am.

Maintenance: CPF digital services are not available on 22 Nov 2022 from 12.30pm to 2.30pm. You may access CPF Mobile app.

Making Voluntary Contributions

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How is the CPF contribution rate applied when my employee moves to the next age group?

The contribution rates of your employee aged above 55, 60, 65 or 70 years shall be applied from the first day of the month after the month of his 55th, 60th, 65th or 70th birthday.


Your employee’s 55th birthday falls on 13 January 2022.

CPF contribution rate
For wages earned in January 2022
(55 years and below)
For wages earned in February 2022
(Above 55 to 60 years)

37% of total wages (>$750)
(Employer's share = 17%;
Employee's share = 20%)

28% of total wages (>$750)
(Employer's share = 14%;
Employee's share = 14%)


  • The employee is deemed to have attained 55 years of age on his 55th birthday and would be classified in the "55 years and below" age group; and
  • deemed to be above 55 years old on the day after his 55th birthday. As the contribution rates are applicable on a monthly basis, he will be classified in the "Above 55 to 60 years" age group in the month after his 55th birthday i.e. month of February 2022.