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Making Voluntary Contributions

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What should I do if excess contributions have been made on Additional Wages (AW)?

You should only make CPF contributions on the Additional Wage (AW) up to the annual AW ceiling.

If excess contributions have been made, employers and employees can apply for a refund.

All refund applications should only be submitted when the employee’s Total Ordinary Wages for the year are known and the Additional Wage (AW) ceiling is finalised, usually after the end of year or in the last month of employment.