Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available from 26 Nov 2022, 10pm to 27 Nov 2022, 7am.

Maintenance: CPF digital services are not available on 22 Nov 2022 from 12.30pm to 2.30pm. You may access CPF Mobile app.

Making Voluntary Contributions

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What are conditional wages?

Conditional wages are wages paid to employee with condition(s) attached. Depending on the terms of employment or mutual agreement, such wages are repayable to employer when the employee fails to fulfil the condition(s).

Below are some examples of conditional wages:

Conditional Wages


Reason(s) for Failure to Fulfil the Condition

Sign-on/Retention bonus

Fulfilment of minimum service period

(a) Resignation

(b) Termination

Conditional performance bonus

Paid annual leave

Resignation/termination resulting in a reduction of annual leave entitlement which has to be converted to no pay leave


Meeting of performance/sales target(s)

Did not meet the agreed target(s)

Conditional salary increments

Advance salary paid on sales of goods/services

Return of goods/services

Goods or services were returned, e.g. due to client’s cancellation of insurance policy during free-look period etc.

Paid study leave

Completion of course

Failure to complete course

Conditional salary increments