CPF digital services will not be available on 23 Jan 2022 from 2am to 5am (Singapore time) due to system maintenance. We apologise for any inconvenience caused.

Maintenance: CPF digital services at the website will not be available on 24 Dec 2021, from 9.30am to 11am (Singapore time) due to system maintenance. We apologise for any inconvenience caused. You may still access CPF digital services on CPF mobile app.

Making Voluntary Contributions

You can help build your employees' CPF savings voluntarily through additional contributions. Learn how.

Compliance and rectifications

Learn about enforcement actions for non-compliance, if CPF contributions are not paid correctly and promptly.

Corporate service buyers

Help contribute to the MediSave Accounts of self-employed vendors when you hire and pay for their services.

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I have over-contributed CPF to my staff, can I apply for a refund?

If you have over-contributed CPF to your staff, you can apply for a refund.

For refund of the whole payment submitted in a single file or on a single receipt date, you can refer to the process to apply for a full refund of the whole payment.
For refund of CPF paid to specific employee(s), you can apply for a refund using the Refund of CPF Contributions Paid (RFM/Form 40) online.
Please note that:
  • You have to notify and obtain employee’s consent to the refund.
  • Both employer and employee’s share of CPF contributions will be refunded to you. You are responsible to refund the employee's share of CPF contributions (where applicable) to your employee.
  • The refund is subject to the availability of funds in the employee's CPF accounts.
  • In the event where wages are declared incorrectly, resulting in excess refund of CPF contributions, you will have to make good the shortfall in contributions and the corresponding late payment interest.