Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available on 3 Jul 2022, from 12am to 10am.

Making Voluntary Contributions

You can help build your employees' CPF savings voluntarily through additional contributions. Learn how.

Compliance and rectifications

Learn about enforcement actions for non-compliance, if CPF contributions are not paid correctly and promptly.

Corporate service buyers

Help contribute to the MediSave Accounts of self-employed vendors when you hire and pay for their services.

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What are the new Total Expense Ratio (TER) caps?

The new Total Expense Ratio1 (TER) caps are as follows:

Risk Categories

New TER Caps (%)

Higher Risk


Medium to High Risk


Low to Medium Risk


Lower Risk


For CPF Investment Scheme List A funds, fund managers/insurers are not allowed to charge expenses more than the TER caps.

1 Guidelines on the computation of expense ratio can be found in the Investment Management Association of Singapore (IMAS) website.