MediSave / MediShield Life Calculator

The MediSave / MediShield Life Calculator helps you estimate how much you can claim from MediSave and / or MediShield Life. MediShield Life does not cover certain treatments and medical conditions, such as overseas treatment. MediSave and MediShield Life also cannot be used for cosmetic procedures. The final claim amount can only be confirmed after your claim information is submitted by the medical institution(s) to the Board for processing.

Assumptions

The MediSave/MediShield Life Calculator adopts the following assumptions:

  1. The medical institution is accredited under the MediSave / MediShield Life Scheme.
  2. The medical treatment is approved under the MediSave / MediShield Life Schemes.
  3. The medical condition submitted / to be submitted for MediShield Life claim is covered under the MediShield Life Scheme.
  4. The MediShield Life claim is for your treatment on or after 1 Nov 2015 and thus qualifies for the new claim benefits under MediShield Life.
  5. The computation is for your first MediShield Life claim of the policy year. Therefore, the full Deductible applies (for hospitalisation and day surgery).

    DEDUCTIBLE & CO-INSURANCE
    Ward Type
    Day Surgery

    Type C
    Type B2 & Above
    Deductible
    Per Policy Year
    (Members aged 80
    years old and below)
    $1,500
    $2,000
    $1,500
    Deductible
    Per Policy Year
    (Members aged 81 and
    above)
    $2,000
    $3,000
    Co-insurance
    Claimable Amount
    $0 - $3,000 : 10% of claimable amount above deductible,
    if applicable
    Above $3,000 - $5,000 : 10%
    Above $5,000 - $10,000 : 5%
    Above $10,000 : 3%
  6. The MediSave claim is for your hospital admission on or after 1 Nov 2015.

Click here for some quick facts about MediSave and MediShield Life.