The SAQ helps you assess if CPFIS is suitable for you through your learning and checking of your understanding on: Investment concepts such as risk-return relationship and what you should consider before investing; and Investment products and charges under CPFIS All investments come with risk. Your investment decisions would impact your retirement nest egg. Only invest if you can take investment risk, can afford to invest, have the time to monitor your investments, and are confident of earning more than the CPF interest rates. Otherwise, you should leave your savings in your CPF accounts to earn the risk-free CPF interest rates. The SAQ may take you about 30 minutes to complete.