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Self-Employed Matters

Self-Employed Matters

<p>Are you a Self-Employed Person? Learn more about your MediSave obligations under the Self-Employed Scheme.</p>

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	Understand	Who is a Self-Employed Person?	<p>If you are a person with your own business, you work for yourself and you are in the position to realise a business profit or loss, you are considered a Self-Employed Person. Your income is derived from the buying and selling of goods, or from providing professional or personal services.</p><p>A Self-Employed Person can be a sole-proprietor or a partner in a partnership. </p><p>Visit the <a href="https://www.iras.gov.sg/IRASHome/Businesses/Self-Employed/-Sole-Proprietors/-Partners/" target="_blank"> Inland Revenue Authority of Singapore (IRAS) website</a> to read more on the definition of a Self-Employed Person.</p>	Self-Employed Matters	1643	1643
	Understand	Who needs to contribute to MediSave?	<p>All Self-Employed Persons who earn an annual Net Trade Income (NTI) of more than <b>$6,000</b> need to contribute to MediSave. </p><p>NTI is your gross trade income minus all allowable business expenses, capital allowances and trade losses as determined by IRAS.</p>	Self-Employed Matters	1636	1636
	Understand	How much MediSave do I need to contribute as a Self-Employed?	<p>Your MediSave contribution depends on your age and annual NTI. You can refer to the <a href="/Assets/members/Documents/MARates2016.pdf" target="_blank">MediSave contribution rates for Self-Employed Persons</a> (PDF, 0.1MB).<br></p><p>You can also use the <a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/SelfEmployedMedisaveContribution/SelfEmployedMedisaveContributionLanding" target="_blank">Self-Employed MediSave Contribution Calculator</a> to calculate the amount of MediSave you need to contribute.</p>	Self-Employed Matters	1644	1644
	Understand	When do I need to contribute as a Self-Employed?	<p>When the actual NTI for the year has been assessed, IRAS will send you a ‘Notice of Computation’ (NOC) stating your actual MediSave payable.<br></p><p>If the amount you need to pay is more than what you have already contributed, you can then top up any shortfall within 30 days from the date of the NOC. However, if the amount contributed is more than what you need to pay, the excess contributions will be carried forward to offset against your future MediSave payable.</p><p>If you are not issued with an income tax return filing package by IRAS for the year, you can declare your actual income by using Form IRAS 144 at any <a href="/Members/Contact/visit-us">CPF Service Centre</a>, SingPost branches or online using your <a href="https://www.cpf.gov.sg/eSvc/Web/PortalServices/MemberPortalServices" target="_blank">SingPass</a>. For income declared to the Board, you need to make the MediSave contributions based on the declared income by 31 May of the following year. For example, the MediSave payable for 2017 is due on 31 May 2018. If you are issued with an income tax return filing package for the year, please declare your income or changes to income to IRAS.</p>	Self-Employed Matters	1645	1645
	Evaluate	Why do I need to contribute to MediSave?	<p>As a Self-Employed Person, you do not receive regular MediSave contributions from employers. It is therefore important to contribute regularly and make sure you have sufficient MediSave savings for your future healthcare needs. This is especially important during old age, when you may have stopped working.</p><p>When you contribute to MediSave, you enjoy:</p><ul><li style="margin-bottom:6px;">Use of MediSave savings for<br>- Healthcare expenses for yourself and your family<br>- Premium payment for MediShield Life or MediSave-approved private<br> integrated plans </li><li style="margin-bottom:6px;">Up to 6% interest per annum on your MediSave savings. Savings in the MediSave Account earn 4% interest per annum, and the first $60,000 of your combined CPF balances earns an additional 1% interest per annum. Member aged 55 and above will also enjoy an additional 1% interest per annum on the first $30,000 of your combined CPF balance from 1 January 2016. </li><li style="margin-bottom:6px;">Tax relief of up to 37% of your annual NTI, or the CPF Annual Limit of $31,450 for 2015, or $37,740 from 2016 onwards, whichever is lower. </li></ul><ul><li style="margin-bottom:6px;">Hassle-free licence renewal and application</li></ul><p>You may also be eligible for Workfare Income Supplement (WIS) payouts of up to $2,400 annually. Find out more information on WIS from our <a href="https://www.cpf.gov.sg/wis">FAQs</a>.</p>	Self-Employed Matters	1646	1646
	Evaluate	Besides MediSave, can I contribute to my other CPF Accounts?	<p>Yes, you can also make cash or CPF contributions to your other CPF accounts through the following methods.</p><table class="ms-rteTable-default" cellspacing="0" style="width:100%;"><tbody><tr><td width="5%"> </td><td width="45%" align="left"> <b class="fontbold">Method</b></td><td width="45%"> <b class="fontbold">Remarks</b></td></tr><tr align="left" valign="top"><td>1.<br></td><td>Making voluntary contributions</td><td>You can make cash contributions to all three accounts – Ordinary (OA), Special (SA) and MediSave (MA). The portion that goes to the MA will offset your MediSave payable as a Self-Employed.</td></tr><tr align="left" valign="top"><td>2.</td><td>Transfer your OA savings to your SA or Retirement Account (RA)</td><td>If you have excess savings in your OA, you can transfer them to your SA if you are below 55 years old or your RA if you are 55 years old and above to earn interest of 4% per year.</td></tr><tr align="left" valign="top"><td>3.</td><td>Retirement Sum Topping-Up Scheme (RSTU)</td><td>You can make cash contributions to your loved ones’ or your own SA or RA. You can find out more on how to <a href="/Members/Schemes/schemes/retirement/retirement-sum-topping-up-scheme">build up your loved ones’ or your own retirement savings</a>.</td></tr></tbody></table>	Self-Employed Matters	1648	1648
	Apply	What are the payment modes available?	<p>There are several ways you can make your MediSave contributions.</p><p>The most convenient way is via GIRO, which allows automatic deductions from your bank account. Paying via GIRO will enable you to enjoy hassle-free licence renewal. Self-employed person may apply for GIRO application online or by mail.</p><p>The different payment modes are listed below.</p><table class="ms-rteTable-default" cellspacing="0" style="width:100%;"><tbody><tr bgcolor="#d2d2d2"><td width="20%"> <b class="fontbold">Payment mode</b></td><td valign="top" style="width:80%;"> <b class="fontbold">Details</b></td></tr><tr><td valign="top">GIRO</td><td valign="top"><p style="margin-bottom:3pt;">Online using <em>my cpf </em></p><ol><li style="margin-bottom:3pt;">Log in with your SingPass.</li><li style="margin-bottom:3pt;">Submit the “<a href="https://www.cpf.gov.sg/eSvc/Web/Services/GiroApplication/LandingPage?scheme=SE">Apply / Change GIRO for Mandatory MediSave Contributions and Voluntary Contributions by Self-Employed Person</a>” application.</li><li style="margin-bottom:3pt;">Check the status of your GIRO application via My Activities.</li> </ol><p style="margin-bottom:3pt;">Mail</p><ol><li style="margin-bottom:3pt;">Download and complete the "<a href="/Assets/members/Documents/FORM_GIROSE_VC.pdf" target="_blank">Apply for GIRO for Mandatory Contributions or Voluntary Contributions</a>" form (FORM GIRO SE/VC (PDF, 0.6MB)). </li><li style="margin-bottom:3pt;">Mail it to the address printed overleaf of the GIRO application form.</li><li style="margin-bottom:3pt;"> We will notify you of your GIRO application status once the bank has processed it.</li></ol></td></tr><tr><td valign="top"> <a href="https://www.cpf.gov.sg/eSvc/Web/Miscellaneous/Cashier/ECashierHomepage">e-Cashier</a></td><td valign="top"><ul><li style="margin-bottom:8pt;">eNETS Debit – payment by Citibank, DBS/POSB, OCBC, Standard Chartered Bank or UOB internet banking </li></ul></td></tr><tr><td valign="top">NETS/ CashCard</td><td valign="top"><ul><li>Pay by NETS or CashCard at any SingPost branches</li><li>Pay by NETS at any AXS Machine</li></ul></td></tr></tbody></table> <br>Login with your <a href="https://www.cpf.gov.sg/eSvc/Web/PortalServices/MemberPortalServices">SingPass</a> to check on the transaction status: <ul><li style="margin-bottom:3pt;">Check that your MediSave contribution is reflected in <strong> <em>My Statement</em></strong>, or </li><li style="margin-bottom:3pt;">Check the transaction status under <strong> <em>My Activities</em></strong> (if you paid via e-Cashier)</li></ul>	Self-Employed Matters	1650	1650

	Understand	Who is a Self-Employed Person?	<p>If you are a person with your own business, you work for yourself and you are in the position to realise a business profit or loss, you are considered a Self-Employed Person. Your income is derived from the buying and selling of goods, or from providing professional or personal services.</p><p>A Self-Employed Person can be a sole-proprietor or a partner in a partnership. </p><p>Visit the <a href="https://www.iras.gov.sg/IRASHome/Businesses/Self-Employed/-Sole-Proprietors/-Partners/" target="_blank"> Inland Revenue Authority of Singapore (IRAS) website</a> to read more on the definition of a Self-Employed Person.</p>	Self-Employed Matters	1643	1643
	Understand	Who needs to contribute to MediSave?	<p>All Self-Employed Persons who earn an annual Net Trade Income (NTI) of more than <b>$6,000</b> need to contribute to MediSave. </p><p>NTI is your gross trade income minus all allowable business expenses, capital allowances and trade losses as determined by IRAS.</p>	Self-Employed Matters	1636	1636
	Understand	How much MediSave do I need to contribute as a Self-Employed?	<p>Your MediSave contribution depends on your age and annual NTI. You can refer to the <a href="/Assets/members/Documents/MARates2016.pdf" target="_blank">MediSave contribution rates for Self-Employed Persons</a> (PDF, 0.1MB).<br></p><p>You can also use the <a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/SelfEmployedMedisaveContribution/SelfEmployedMedisaveContributionLanding" target="_blank">Self-Employed MediSave Contribution Calculator</a> to calculate the amount of MediSave you need to contribute.</p>	Self-Employed Matters	1644	1644
	Understand	When do I need to contribute as a Self-Employed?	<p>When the actual NTI for the year has been assessed, IRAS will send you a ‘Notice of Computation’ (NOC) stating your actual MediSave payable.<br></p><p>If the amount you need to pay is more than what you have already contributed, you can then top up any shortfall within 30 days from the date of the NOC. However, if the amount contributed is more than what you need to pay, the excess contributions will be carried forward to offset against your future MediSave payable.</p><p>If you are not issued with an income tax return filing package by IRAS for the year, you can declare your actual income by using Form IRAS 144 at any <a href="/Members/Contact/visit-us">CPF Service Centre</a>, SingPost branches or online using your <a href="https://www.cpf.gov.sg/eSvc/Web/PortalServices/MemberPortalServices" target="_blank">SingPass</a>. For income declared to the Board, you need to make the MediSave contributions based on the declared income by 31 May of the following year. For example, the MediSave payable for 2017 is due on 31 May 2018. If you are issued with an income tax return filing package for the year, please declare your income or changes to income to IRAS.</p>	Self-Employed Matters	1645	1645
	Evaluate	Why do I need to contribute to MediSave?	<p>As a Self-Employed Person, you do not receive regular MediSave contributions from employers. It is therefore important to contribute regularly and make sure you have sufficient MediSave savings for your future healthcare needs. This is especially important during old age, when you may have stopped working.</p><p>When you contribute to MediSave, you enjoy:</p><ul><li style="margin-bottom:6px;">Use of MediSave savings for<br>- Healthcare expenses for yourself and your family<br>- Premium payment for MediShield Life or MediSave-approved private<br> integrated plans </li><li style="margin-bottom:6px;">Up to 6% interest per annum on your MediSave savings. Savings in the MediSave Account earn 4% interest per annum, and the first $60,000 of your combined CPF balances earns an additional 1% interest per annum. Member aged 55 and above will also enjoy an additional 1% interest per annum on the first $30,000 of your combined CPF balance from 1 January 2016. </li><li style="margin-bottom:6px;">Tax relief of up to 37% of your annual NTI, or the CPF Annual Limit of $31,450 for 2015, or $37,740 from 2016 onwards, whichever is lower. </li></ul><ul><li style="margin-bottom:6px;">Hassle-free licence renewal and application</li></ul><p>You may also be eligible for Workfare Income Supplement (WIS) payouts of up to $2,400 annually. Find out more information on WIS from our <a href="https://www.cpf.gov.sg/wis">FAQs</a>.</p>	Self-Employed Matters	1646	1646
	Evaluate	Besides MediSave, can I contribute to my other CPF Accounts?	<p>Yes, you can also make cash or CPF contributions to your other CPF accounts through the following methods.</p><table class="ms-rteTable-default" cellspacing="0" style="width:100%;"><tbody><tr><td width="5%"> </td><td width="45%" align="left"> <b class="fontbold">Method</b></td><td width="45%"> <b class="fontbold">Remarks</b></td></tr><tr align="left" valign="top"><td>1.<br></td><td>Making voluntary contributions</td><td>You can make cash contributions to all three accounts – Ordinary (OA), Special (SA) and MediSave (MA). The portion that goes to the MA will offset your MediSave payable as a Self-Employed.</td></tr><tr align="left" valign="top"><td>2.</td><td>Transfer your OA savings to your SA or Retirement Account (RA)</td><td>If you have excess savings in your OA, you can transfer them to your SA if you are below 55 years old or your RA if you are 55 years old and above to earn interest of 4% per year.</td></tr><tr align="left" valign="top"><td>3.</td><td>Retirement Sum Topping-Up Scheme (RSTU)</td><td>You can make cash contributions to your loved ones’ or your own SA or RA. You can find out more on how to <a href="/Members/Schemes/schemes/retirement/retirement-sum-topping-up-scheme">build up your loved ones’ or your own retirement savings</a>.</td></tr></tbody></table>	Self-Employed Matters	1648	1648
	Apply	What are the payment modes available?	<p>There are several ways you can make your MediSave contributions.</p><p>The most convenient way is via GIRO, which allows automatic deductions from your bank account. Paying via GIRO will enable you to enjoy hassle-free licence renewal. Self-employed person may apply for GIRO application online or by mail.</p><p>The different payment modes are listed below.</p><table class="ms-rteTable-default" cellspacing="0" style="width:100%;"><tbody><tr bgcolor="#d2d2d2"><td width="20%"> <b class="fontbold">Payment mode</b></td><td valign="top" style="width:80%;"> <b class="fontbold">Details</b></td></tr><tr><td valign="top">GIRO</td><td valign="top"><p style="margin-bottom:3pt;">Online using <em>my cpf </em></p><ol><li style="margin-bottom:3pt;">Log in with your SingPass.</li><li style="margin-bottom:3pt;">Submit the “<a href="https://www.cpf.gov.sg/eSvc/Web/Services/GiroApplication/LandingPage?scheme=SE">Apply / Change GIRO for Mandatory MediSave Contributions and Voluntary Contributions by Self-Employed Person</a>” application.</li><li style="margin-bottom:3pt;">Check the status of your GIRO application via My Activities.</li> </ol><p style="margin-bottom:3pt;">Mail</p><ol><li style="margin-bottom:3pt;">Download and complete the "<a href="/Assets/members/Documents/FORM_GIROSE_VC.pdf" target="_blank">Apply for GIRO for Mandatory Contributions or Voluntary Contributions</a>" form (FORM GIRO SE/VC (PDF, 0.6MB)). </li><li style="margin-bottom:3pt;">Mail it to the address printed overleaf of the GIRO application form.</li><li style="margin-bottom:3pt;"> We will notify you of your GIRO application status once the bank has processed it.</li></ol></td></tr><tr><td valign="top"> <a href="https://www.cpf.gov.sg/eSvc/Web/Miscellaneous/Cashier/ECashierHomepage">e-Cashier</a></td><td valign="top"><ul><li style="margin-bottom:8pt;">eNETS Debit – payment by Citibank, DBS/POSB, OCBC, Standard Chartered Bank or UOB internet banking </li></ul></td></tr><tr><td valign="top">NETS/ CashCard</td><td valign="top"><ul><li>Pay by NETS or CashCard at any SingPost branches</li><li>Pay by NETS at any AXS Machine</li></ul></td></tr></tbody></table> <br>Login with your <a href="https://www.cpf.gov.sg/eSvc/Web/PortalServices/MemberPortalServices">SingPass</a> to check on the transaction status: <ul><li style="margin-bottom:3pt;">Check that your MediSave contribution is reflected in <strong> <em>My Statement</em></strong>, or </li><li style="margin-bottom:3pt;">Check the transaction status under <strong> <em>My Activities</em></strong> (if you paid via e-Cashier)</li></ul>	Self-Employed Matters	1650	1650

Self-Employed MediSave Instalment Calculator	Self-Employed MediSave Instalment Calculator	<a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/SelfEmployedMedisaveInstalment/SelfEmployedMedisaveInstalmentLanding" target="_blank"><img alt="" src="/_layouts/15/IMAGES/ichtm.gif">med_giro_cal.asp</a>
Self-Employed MediSave Contribution Calculator	Self-Employed MediSave Contribution Calculator	<a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/SelfEmployedMedisaveContribution/SelfEmployedMedisaveContributionLanding" target="_blank"><img alt="" src="/_layouts/15/IMAGES/ichtm.gif">med_cal.asp</a>

Apply / Change GIRO for Mandatory MediSave Contributions and Voluntary Contributions by Self – Employed Person	Apply / Change GIRO for Mandatory MediSave Contributions and Voluntary Contributions by Self – Employed Person	/Tools/online-demos/online-demos/my-cpf-online-services/my-requests	755	MP4, 1.5MB
Self-Employed Contribution (AXS)	Self-Employed Contribution (AXS)	/Tools/online-demos/online-demos/axs-stations/contribution-services	637	MP4, 0.9MB
Contribute to my MediSave in instalments	Contribute to my MediSave in instalments	/Tools/online-demos/online-demos/my-cpf-online-services/my-requests	632	MP4, 1.4MB
Termination of GIRO Arrangment for Mandatory and/or Voluntary Contributions for Self-Employed Person	Termination of GIRO Arrangment for Mandatory and/or Voluntary Contributions for Self-Employed Person	/Tools/online-demos/online-demos/my-cpf-online-services/my-requests	607	MP4, 1.4MB
Declare my non Self-Employed status	Declare my non Self-Employed status	/Tools/online-demos/online-demos/my-cpf-online-services/my-requests	612	MP4, 0.6MB
Ask for refund of my excess CPF/MediSave contribution	Ask for refund of my excess CPF/MediSave contribution	/Tools/online-demos/online-demos/my-cpf-online-services/my-requests	609	MP4, 1.0MB
Composition Offer For Self-Employed (AXS)	Composition Offer For Self-Employed (AXS)	/Tools/online-demos/online-demos/axs-stations/payment-services	655	MP4, 0.7MB
Adjust Self-Employed Contributions	Adjust Self-Employed Contributions	/Tools/online-demos/online-demos/my-cpf-online-services/my-requests	614	MP4, 0.8MB
Income Declaration By Self-Employed Person for Computation of CPF MediSave Liability	Income Declaration By Self-Employed Person for Computation of CPF MediSave Liability	/Tools/online-demos/online-demos/my-cpf-online-services/my-requests	616	MP4, 1.0MB
Contribute to my three CPF accounts for Self-Employed Person	Contribute to my three CPF accounts for Self-Employed Person	/Tools/online-demos/online-demos/my-cpf-online-services/my-requests	757	MP4, 2.1MB
Contribute to my MediSave for Self-Employed Person	Contribute to my MediSave for Self-Employed Person	/Tools/online-demos/online-demos/my-cpf-online-services/my-requests	758	MP4, 2.2MB
Contribute to my three CPF accounts for Self-Employed Person (e-Cashier)	Contribute to my three CPF accounts for Self-Employed Person (e-Cashier)	/Tools/online-demos/online-demos/e-cashier/payment-services	652	MP4, 1.6MB
Contribute to my MediSave for Self-Employed Person (e-Cashier)	Contribute to my MediSave for Self-Employed Person (e-Cashier)	/Tools/online-demos/online-demos/e-cashier/payment-services	653	MP4, 1.8MB
Composition Offer for Self-Employed (e-Cashier)	Composition Offer for Self-Employed (e-Cashier)	/Tools/online-demos/online-demos/e-cashier/payment-services	654	MP4, 1.6MB

Apply for GIRO for Mandatory MediSave Contributions or Voluntary Contributions		<a href="/Assets/Members/Documents/FORM_GIROSE_VC.pdf" target="_blank"><img alt="" src="/_layouts/15/IMAGES/icpdf.png">FORM_GIROSE_VC.pdf</a>	<a href="https://www.cpf.gov.sg/eSvc/Web/Services/GiroApplication/LandingPage?scheme=SE"><img alt="" src="/_layouts/15/IMAGES/icgen.gif">LandingPage</a>	<p>FORM GIRO SE/VC</p><p>This form allows you to apply for GIRO which allows for automatic deductions from your bank account. The e-Service may take you 5 minutes to complete.</p>		0	0	PDF, 0.6MB
Register for CPF/MediSave Contributions as a Self-Employed Person			<a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/RegisterAsSelfEmployed/CoverPage" title="Registration Form for CPF/Medisave Contributions by the Self-Employed"><img alt="" src="/_layouts/15/IMAGES/ichtm.gif">Registration Form for CPF/Medisave Contributions by the Self-Employed</a>	<p>FORM CPF SE 1A</p><p>This form allows you to register as a Self-Employed Person. The e-Service may take you 5 minutes to complete. <br></p>		0	0
Make Contribution to 3 CPF Accounts for Self-Employed Person			<a href="https://www.cpf.gov.sg/eSvc/Web/Miscellaneous/Cashier/ECashierHomepage"><img alt="" src="/_layouts/15/IMAGES/icgen.gif">ECashierHomepage</a>	<p>FORM CPF SE 2</p><p>This form allows you to make Voluntary Contribution to your 3 CPF accounts as a Self-Employed Person. The e-Service may take you 5 minutes to complete.<br></p>		1	0	PDF, 0.5MB
Make Contribution to MediSave Account for Self-Employed Person			<a href="https://www.cpf.gov.sg/eSvc/Web/Miscellaneous/Cashier/ECashierHomepage"><img alt="" src="/_layouts/15/IMAGES/icgen.gif">ECashierHomepage</a>	<p>FORM CPF SE 3</p><p>This form allows you to make mandatory contributions to your MediSave Account as a Self-Employed Person. The e-Service may take you 5 minutes to complete. <br></p>		1	0	PDF, 0.5MB
Adjust Self-Employed Contributions			<a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/AdjustContributionsFromFirmsAccountToSelfEmployed/Home" title="Application for Adjustment of CPF Contributions from Firm's Account to a Self-Employed Person's Account"><img alt="" src="/_layouts/15/IMAGES/ichtm.gif">Application for Adjustment of CPF Contributions from Firm's Account to a Self-Employed Person's Account</a>	<p>FORM CPF SE 7A</p><p>This form allows you to apply for adjustment of your self-employed contributions. The e-Service may take you 10 minutes to complete.<br></p>		0	0	PDF, 0.6MB
Deregister Self-Employed Status			<a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/NonSelfEmployedOrInformalWorkerStatus/DeclareMyNonSelfEmployedOrInformalWorkerStatusCoverPage" title="Deregistration of Self-Employed Status"><img alt="" src="/_layouts/15/IMAGES/ichtm.gif">Deregistration of Self-Employed Status</a>	<p>FORM CPF SE 8</p><p>This form allows you to deregister as a Self-Employed Person. The e-Service may take you 5 minutes to complete. <br></p>		0	0
Re-activate Existing GIRO Arrangement			<a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/ReactivateGiro/CoverPage"><img alt="" src="/_layouts/15/IMAGES/icgen.gif">CoverPage</a>	<p>FORM CPF SE 19</p><p>This form allows you to re-activate your self-employed contributions GIRO arrangement with the Board. <br></p>		0	0
Refund of CPF/MediSave Contributions by Self-Employed Person			<a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/ApplicationForRefundOrMedisaveContributions/RefundOrMedisaveContributionsCoverPage" title="Application for Refund of CPF/Medisave Contributions by Self-Employed Persons"><img alt="" src="/_layouts/15/IMAGES/ichtm.gif">Application for Refund of CPF/Medisave Contributions by Self-Employed Persons</a>	<p>FORM CPF SE 20</p><p>This form allows you to apply for refund of your self-employed contributions. The e-Service may take you 10 minutes to complete. <br></p>		0	0	PDF, 0.7MB
Appeal for Instalment Payments by Self-Employed Persons			<a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/MedisaveInstallments/MedisaveCoverPage" title="Appeal for Instalment Payments by Self-Employed Persons"><img alt="" src="/_layouts/15/IMAGES/ichtm.gif">Appeal for Instalment Payments by Self-Employed Persons</a>	<p>FORM CPF SE APPEAL</p><p>This form allows you to appeal for a GIRO instalment plan for your self-employed contributions. The e-Service may take you 10 minutes to complete.<br></p>		0	0
Declaration of Income as a Self-Employed Person for Computation of CPF MediSave Liability			<a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/IncomeDeclarationBySelfEmployedPersonForMedisaveLiability/LandingPage" title="Declaration of Income as a Self-Employed Person for Computation of CPF Medisave Liability"><img alt="" src="/_layouts/15/IMAGES/icgen.gif">Declaration of Income as a Self-Employed Person for Computation of CPF Medisave Liability</a>	<p>FORM IRAS 144</p><p>This form allows you to declare your income as a Self-Employed Person for the computation of your MediSave contributions. The e-Service may take you 10 minutes to complete.<br></p>		0	0

Self-Employed Matters

Self-Employed Scheme

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