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Self-Employed Matters

Self-Employed Matters

<p>Are you a Self-Employed Person? Learn more about your MediSave obligations under the Self-Employed Scheme.</p>

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	Understand	Who is a Self-Employed Person (SEP)?	<p>A Self-Employed Person (SEP) is any individual who performs work for others (e.g. provide a service) under a contract for service. </p><p>If you earn an income by buying and selling goods or from providing professional or personal services, you are an SEP. Examples of SEPs include hawkers, taxi drivers, freelancers, sole proprietors or a partner in a partnership.<br></p><p>Visit the <a href="https://www.iras.gov.sg/irashome/Businesses/Self-Employed/Learning-the-basics/Am-I-an-Employee-or-a-Self-Employed/" target="_blank"> Inland Revenue Authority of Singapore (IRAS) website</a> to read more on the definition of an SEP.</p>	Self-Employed Matters	1643	1643
	Understand	How much MediSave do I need to contribute as a Self-Employed Person (SEP)?	<p>All Self-Employed Persons (SEPs) who are Singapore Citizens or Permanent Residents and earn an annual Net Trade Income (NTI) of more than $6,000 need to contribute to MediSave.</p><p>NTI is your gross trade income minus all allowable business expenses, capital allowances and trade losses as determined by the <a href="https://www.iras.gov.sg/IRASHome/Individuals/Locals/Working-Out-Your-Taxes/Deductions-for-Individuals/Compulsory-and-Voluntary-Medisave-Contributions/" target="_blank">Inland Revenue Authority of Singapore (IRAS)</a>.</p><p>Your MediSave contribution depends on your age and annual Net Trade Income (NTI). Use the <a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/SelfEmployedMedisaveContribution/SelfEmployedMedisaveContributionLanding">Self-Employed MediSave Contribution Calculator</a> to calculate the amount of MediSave to contribute or refer to the <a href="/Assets/members/Documents/MARates2016.pdf" target="_blank">MediSave contribution rates for Self-Employed Persons</a> (PDF, 0.1MB).<br></p>	Self-Employed Matters	1644	1644
	Understand	How will I know how much MediSave to contribute?	<p>If you have declared your Net Trade Income (NTI) to the Inland Revenue Authority of Singapore (IRAS), you will receive their Notice of Computation of CPF Contributions (MediSave) stating the amount of MediSave payable.</p><p>If you have declared your NTI to the Board using the Self-Employed Person Income Declaration Form, we will notify you of your MediSave payable.</p><p style="margin-top:12px;"> <strong>When is the deadline to make my MediSave contributions?</strong></p> <p>You are required to contribute to your MediSave within 30 days of the date of issuance of the Notice of Computation (NOC) from IRAS, or within 30 days of the date of issuance of the notification from CPF Board informing you of your MediSave payable.</p>	Self-Employed Matters	1645	1645
	Evaluate	Why do I need to contribute to my MediSave?	<p>Self- Employed Persons (SEPs), unlike employees, do not receive regular MediSave contributions from employers. It is therefore important for you to contribute regularly to ensure that you have enough MediSave savings for your healthcare needs. The savings in your MediSave Account will be especially important during old age, when you may have stopped working.</p><p>When you contribute to MediSave, you enjoy:<br></p><ul><li style="margin-bottom:6px;">Up to 6% interest per annum on your MediSave savings</li><li style="margin-bottom:6px;">Savings in the MediSave Account earn 4% interest per annum, and the first $60,000 of your combined CPF balances earns an additional 1% interest per annum. Members aged 55 and above will also enjoy an additional 1% interest per annum on the first $30,000 of your combined CPF balance from 1 January 2016.</li><li style="margin-bottom:6px;">Tax relief of up to 37% of your annual NTI, or the CPF Annual Limit of $37,740, whichever is lower</li><li style="margin-bottom:6px;"><a href="/members/schemes/schemes/healthcare/medisave/detailstab/Item1583">Use of MediSave savings for</a><br>- Healthcare expenses for yourself and your family<br>- Premium payment for MediShield Life (a medical insurance scheme for serious or prolonged illnesses) or MediSave-approved private integrated plans </li><li style="margin-bottom:6px;">Hassle-free licence renewal and application</li></ul><p>You may also be eligible for Workfare Income Supplement (WIS) payouts of up to $2,667 annually. <a href="https://www.workfare.gov.sg/Pages/WISSelfEmployed.aspx" target="_blank">Find out more on WIS here</a>.</p>	Self-Employed Matters	1646	1646
	Evaluate	Besides MediSave, can I contribute to my other CPF Accounts?	<p>Yes, you can also make cash or CPF contributions to your other CPF accounts through the following methods.</p><table class="ms-rteTable-default" cellspacing="0" style="width:100%;"><tbody><tr><td width="5%"> </td><td width="45%" align="left"> <b class="fontbold">Method</b></td><td width="45%"> <b class="fontbold">Remarks</b></td></tr><tr align="left" valign="top"><td>1.<br></td><td>Making voluntary contributions</td><td>You can make cash contributions to all three accounts – Ordinary (OA), Special (SA) and MediSave (MA). The portion that goes to the MA will offset your MediSave payable as a Self-Employed.</td></tr><tr align="left" valign="top"><td>2.</td><td>Transfer your OA savings to your SA or Retirement Account (RA)</td><td>If you have excess savings in your OA, you can transfer them to your SA if you are below 55 years old or your RA if you are 55 years old and above to earn interest of 4% per year.</td></tr><tr align="left" valign="top"><td>3.</td><td>Retirement Sum Topping-Up Scheme (RSTU)</td><td>You can make cash contributions to your loved ones’ or your own SA or RA. You can find out more on how to <a href="/Members/Schemes/schemes/retirement/retirement-sum-topping-up-scheme">build up your loved ones’ or your own retirement savings</a>.</td></tr></tbody></table>	Self-Employed Matters	1648	1648
	Apply	How can I make my MediSave contributions?	<p>There are several ways you can make your MediSave contributions.</p><p>The most convenient way is via GIRO, which allows automatic monthly deductions from your bank account. You may apply to pay via GIRO online (if you have a bank account from OCBC/ DBS/ POSB) or by mail (for other banks).</p><p>The payment options are:</p><table class="ms-rteTable-default" cellspacing="0" style="width:100%;"><tbody><tr bgcolor="#d2d2d2"><td width="20%"> <b class="fontbold">Payment mode</b></td><td valign="top" style="width:80%;"> <b class="fontbold">Details</b></td></tr><tr><td valign="top">GIRO</td><td valign="top"><p style="margin-bottom:3pt;">Online using <em>my cpf </em>Online Services<br></p><ol><li style="margin-bottom:3pt;">Log in with your Singpass.</li><li style="margin-bottom:3pt;">Submit the “<a href="https://www.cpf.gov.sg/eSvc/Web/Services/GiroApplication/LandingPage?scheme=SE">Apply / Change GIRO for Mandatory MediSave Contributions and Voluntary Contributions by Self-Employed Person</a>” application.</li><li style="margin-bottom:3pt;">Check your GIRO application status via My Activities.</li></ol><p style="margin-bottom:3pt;">Mail</p><ol><li style="margin-bottom:3pt;">Download and complete the "<a href="/Assets/members/Documents/FORM_GIROSE_VC.pdf" target="_blank">Apply for GIRO for Mandatory Contributions or Voluntary Contributions</a>" form (FORM GIRO SE/VC (PDF, 0.6MB)). <br></li><li style="margin-bottom:3pt;">Mail it to the address printed overleaf of the GIRO application form.</li><li style="margin-bottom:3pt;"> We will notify you of your GIRO application status once the bank has processed it.<br></li></ol></td></tr><tr><td valign="top"> <a href="https://www.cpf.gov.sg/eSvc/Web/Miscellaneous/Cashier/ECashierHomepage">e-Cashier</a></td><td valign="top"><ul><li style="margin-bottom:8pt;">PayNow QR <br> </li><li style="margin-bottom:8pt;">eNETS Debit – payment by DBS/POSB, OCBC, SCB or UOB internet banking</li></ul></td></tr><tr><td valign="top">NETS/ CashCard</td><td valign="top"><ul><li>Pay by NETS or CashCard at any SingPost branches</li></ul></td></tr></tbody></table> <br> <p>The service standard for processing electronic payment is as follows:</p><ul><li style="margin-bottom:3pt;">For payment via PayNow QR, your payment will be processed almost immediately.</li><li style="margin-bottom:3pt;">For payment via eNETS Debit, your payment will be processed within the next working day.</li></ul> <br> Login with your <a href="https://www.cpf.gov.sg/eSvc/Web/PortalServices/MemberPortalServices">Singpass</a> to check on the transaction status: <ul><li style="margin-bottom:3pt;">Check that your MediSave contribution is reflected in <strong> <em>My Statement</em></strong>, or </li><li style="margin-bottom:3pt;">Check the transaction status under <strong> <em>My Activities</em></strong> (if you paid via e-Cashier)</li></ul>	Self-Employed Matters	1650	1650

	Understand	Who is a Self-Employed Person (SEP)?	<p>A Self-Employed Person (SEP) is any individual who performs work for others (e.g. provide a service) under a contract for service. </p><p>If you earn an income by buying and selling goods or from providing professional or personal services, you are an SEP. Examples of SEPs include hawkers, taxi drivers, freelancers, sole proprietors or a partner in a partnership.<br></p><p>Visit the <a href="https://www.iras.gov.sg/irashome/Businesses/Self-Employed/Learning-the-basics/Am-I-an-Employee-or-a-Self-Employed/" target="_blank"> Inland Revenue Authority of Singapore (IRAS) website</a> to read more on the definition of an SEP.</p>	Self-Employed Matters	1643	1643
	Understand	How much MediSave do I need to contribute as a Self-Employed Person (SEP)?	<p>All Self-Employed Persons (SEPs) who are Singapore Citizens or Permanent Residents and earn an annual Net Trade Income (NTI) of more than $6,000 need to contribute to MediSave.</p><p>NTI is your gross trade income minus all allowable business expenses, capital allowances and trade losses as determined by the <a href="https://www.iras.gov.sg/IRASHome/Individuals/Locals/Working-Out-Your-Taxes/Deductions-for-Individuals/Compulsory-and-Voluntary-Medisave-Contributions/" target="_blank">Inland Revenue Authority of Singapore (IRAS)</a>.</p><p>Your MediSave contribution depends on your age and annual Net Trade Income (NTI). Use the <a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/SelfEmployedMedisaveContribution/SelfEmployedMedisaveContributionLanding">Self-Employed MediSave Contribution Calculator</a> to calculate the amount of MediSave to contribute or refer to the <a href="/Assets/members/Documents/MARates2016.pdf" target="_blank">MediSave contribution rates for Self-Employed Persons</a> (PDF, 0.1MB).<br></p>	Self-Employed Matters	1644	1644
	Understand	How will I know how much MediSave to contribute?	<p>If you have declared your Net Trade Income (NTI) to the Inland Revenue Authority of Singapore (IRAS), you will receive their Notice of Computation of CPF Contributions (MediSave) stating the amount of MediSave payable.</p><p>If you have declared your NTI to the Board using the Self-Employed Person Income Declaration Form, we will notify you of your MediSave payable.</p><p style="margin-top:12px;"> <strong>When is the deadline to make my MediSave contributions?</strong></p> <p>You are required to contribute to your MediSave within 30 days of the date of issuance of the Notice of Computation (NOC) from IRAS, or within 30 days of the date of issuance of the notification from CPF Board informing you of your MediSave payable.</p>	Self-Employed Matters	1645	1645
	Evaluate	Why do I need to contribute to my MediSave?	<p>Self- Employed Persons (SEPs), unlike employees, do not receive regular MediSave contributions from employers. It is therefore important for you to contribute regularly to ensure that you have enough MediSave savings for your healthcare needs. The savings in your MediSave Account will be especially important during old age, when you may have stopped working.</p><p>When you contribute to MediSave, you enjoy:<br></p><ul><li style="margin-bottom:6px;">Up to 6% interest per annum on your MediSave savings</li><li style="margin-bottom:6px;">Savings in the MediSave Account earn 4% interest per annum, and the first $60,000 of your combined CPF balances earns an additional 1% interest per annum. Members aged 55 and above will also enjoy an additional 1% interest per annum on the first $30,000 of your combined CPF balance from 1 January 2016.</li><li style="margin-bottom:6px;">Tax relief of up to 37% of your annual NTI, or the CPF Annual Limit of $37,740, whichever is lower</li><li style="margin-bottom:6px;"><a href="/members/schemes/schemes/healthcare/medisave/detailstab/Item1583">Use of MediSave savings for</a><br>- Healthcare expenses for yourself and your family<br>- Premium payment for MediShield Life (a medical insurance scheme for serious or prolonged illnesses) or MediSave-approved private integrated plans </li><li style="margin-bottom:6px;">Hassle-free licence renewal and application</li></ul><p>You may also be eligible for Workfare Income Supplement (WIS) payouts of up to $2,667 annually. <a href="https://www.workfare.gov.sg/Pages/WISSelfEmployed.aspx" target="_blank">Find out more on WIS here</a>.</p>	Self-Employed Matters	1646	1646
	Evaluate	Besides MediSave, can I contribute to my other CPF Accounts?	<p>Yes, you can also make cash or CPF contributions to your other CPF accounts through the following methods.</p><table class="ms-rteTable-default" cellspacing="0" style="width:100%;"><tbody><tr><td width="5%"> </td><td width="45%" align="left"> <b class="fontbold">Method</b></td><td width="45%"> <b class="fontbold">Remarks</b></td></tr><tr align="left" valign="top"><td>1.<br></td><td>Making voluntary contributions</td><td>You can make cash contributions to all three accounts – Ordinary (OA), Special (SA) and MediSave (MA). The portion that goes to the MA will offset your MediSave payable as a Self-Employed.</td></tr><tr align="left" valign="top"><td>2.</td><td>Transfer your OA savings to your SA or Retirement Account (RA)</td><td>If you have excess savings in your OA, you can transfer them to your SA if you are below 55 years old or your RA if you are 55 years old and above to earn interest of 4% per year.</td></tr><tr align="left" valign="top"><td>3.</td><td>Retirement Sum Topping-Up Scheme (RSTU)</td><td>You can make cash contributions to your loved ones’ or your own SA or RA. You can find out more on how to <a href="/Members/Schemes/schemes/retirement/retirement-sum-topping-up-scheme">build up your loved ones’ or your own retirement savings</a>.</td></tr></tbody></table>	Self-Employed Matters	1648	1648
	Apply	How can I make my MediSave contributions?	<p>There are several ways you can make your MediSave contributions.</p><p>The most convenient way is via GIRO, which allows automatic monthly deductions from your bank account. You may apply to pay via GIRO online (if you have a bank account from OCBC/ DBS/ POSB) or by mail (for other banks).</p><p>The payment options are:</p><table class="ms-rteTable-default" cellspacing="0" style="width:100%;"><tbody><tr bgcolor="#d2d2d2"><td width="20%"> <b class="fontbold">Payment mode</b></td><td valign="top" style="width:80%;"> <b class="fontbold">Details</b></td></tr><tr><td valign="top">GIRO</td><td valign="top"><p style="margin-bottom:3pt;">Online using <em>my cpf </em>Online Services<br></p><ol><li style="margin-bottom:3pt;">Log in with your Singpass.</li><li style="margin-bottom:3pt;">Submit the “<a href="https://www.cpf.gov.sg/eSvc/Web/Services/GiroApplication/LandingPage?scheme=SE">Apply / Change GIRO for Mandatory MediSave Contributions and Voluntary Contributions by Self-Employed Person</a>” application.</li><li style="margin-bottom:3pt;">Check your GIRO application status via My Activities.</li></ol><p style="margin-bottom:3pt;">Mail</p><ol><li style="margin-bottom:3pt;">Download and complete the "<a href="/Assets/members/Documents/FORM_GIROSE_VC.pdf" target="_blank">Apply for GIRO for Mandatory Contributions or Voluntary Contributions</a>" form (FORM GIRO SE/VC (PDF, 0.6MB)). <br></li><li style="margin-bottom:3pt;">Mail it to the address printed overleaf of the GIRO application form.</li><li style="margin-bottom:3pt;"> We will notify you of your GIRO application status once the bank has processed it.<br></li></ol></td></tr><tr><td valign="top"> <a href="https://www.cpf.gov.sg/eSvc/Web/Miscellaneous/Cashier/ECashierHomepage">e-Cashier</a></td><td valign="top"><ul><li style="margin-bottom:8pt;">PayNow QR <br> </li><li style="margin-bottom:8pt;">eNETS Debit – payment by DBS/POSB, OCBC, SCB or UOB internet banking</li></ul></td></tr><tr><td valign="top">NETS/ CashCard</td><td valign="top"><ul><li>Pay by NETS or CashCard at any SingPost branches</li></ul></td></tr></tbody></table> <br> <p>The service standard for processing electronic payment is as follows:</p><ul><li style="margin-bottom:3pt;">For payment via PayNow QR, your payment will be processed almost immediately.</li><li style="margin-bottom:3pt;">For payment via eNETS Debit, your payment will be processed within the next working day.</li></ul> <br> Login with your <a href="https://www.cpf.gov.sg/eSvc/Web/PortalServices/MemberPortalServices">Singpass</a> to check on the transaction status: <ul><li style="margin-bottom:3pt;">Check that your MediSave contribution is reflected in <strong> <em>My Statement</em></strong>, or </li><li style="margin-bottom:3pt;">Check the transaction status under <strong> <em>My Activities</em></strong> (if you paid via e-Cashier)</li></ul>	Self-Employed Matters	1650	1650

Self-Employed MediSave Instalment Calculator	Self-Employed MediSave Instalment Calculator	<a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/SelfEmployedMedisaveInstalment/SelfEmployedMedisaveInstalmentLanding" target="_blank"><img alt="" src="/_layouts/15/IMAGES/ichtm.gif">med_giro_cal.asp</a>
Self-Employed MediSave Contribution Calculator	Self-Employed MediSave Contribution Calculator	<a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/SelfEmployedMedisaveContribution/SelfEmployedMedisaveContributionLanding" target="_blank"><img alt="" src="/_layouts/15/IMAGES/ichtm.gif">med_cal.asp</a>

Apply / Change GIRO for Mandatory MediSave Contributions and Voluntary Contributions by Self – Employed Person	Apply / Change GIRO for Mandatory MediSave Contributions and Voluntary Contributions by Self – Employed Person	/Tools/online-demos/online-demos/my-cpf-online-services/my-requests	755	MP4, 1.5MB
Contribute to my MediSave in instalments	Contribute to my MediSave in instalments	/Tools/online-demos/online-demos/my-cpf-online-services/my-requests	632	MP4, 1.4MB
Termination of GIRO Arrangement for Mandatory and/or Voluntary Contributions for Self-Employed Person	Termination of GIRO Arrangement for Mandatory and/or Voluntary Contributions for Self-Employed Person	/Tools/online-demos/online-demos/my-cpf-online-services/my-requests	607	MP4, 1.4MB
Declare my non Self-Employed status	Declare my non Self-Employed status	/Tools/online-demos/online-demos/my-cpf-online-services/my-requests	612	MP4, 0.6MB
Ask for refund of my excess CPF/MediSave contribution	Ask for refund of my excess CPF/MediSave contribution	/Tools/online-demos/online-demos/my-cpf-online-services/my-requests	609	MP4, 1.0MB
Adjust Self-Employed Contributions	Adjust Self-Employed Contributions	/Tools/online-demos/online-demos/my-cpf-online-services/my-requests	614	MP4, 0.8MB
Income Declaration By Self-Employed Person	Income Declaration By Self-Employed Person	/Tools/online-demos/online-demos/my-cpf-online-services/my-requests	616	MP4, 1.0MB
Contribute to my three CPF accounts for Self-Employed Person	Contribute to my three CPF accounts for Self-Employed Person	/Tools/online-demos/online-demos/my-cpf-online-services/my-requests	757	MP4, 2.1MB
Contribute to my MediSave for Self-Employed Person (e-Cashier)	Contribute to my MediSave for Self-Employed Person (e-Cashier)	/Tools/online-demos/online-demos/e-cashier/payment-services	653	MP4, 1.8MB
Contribute to my MediSave for Self-Employed Person	Contribute to my MediSave for Self-Employed Person	/Tools/online-demos/online-demos/my-cpf-online-services/my-requests	758	MP4, 2.2MB
Contribute to my three CPF accounts for Self-Employed Person (e-Cashier)	Contribute to my three CPF accounts for Self-Employed Person (e-Cashier)	/Tools/online-demos/online-demos/e-cashier/payment-services	652	MP4, 1.6MB
Composition Offer for Self-Employed (e-Cashier)	Composition Offer for Self-Employed (e-Cashier)	/Tools/online-demos/online-demos/e-cashier/payment-services	654	MP4, 1.6MB

Apply for GIRO for Mandatory MediSave Contributions or Voluntary Contributions		<a href="/Assets/Members/Documents/FORM_GIROSE_VC.pdf" target="_blank"><img alt="" src="/_layouts/15/IMAGES/icpdf.png">FORM_GIROSE_VC.pdf</a>	<a href="https://www.cpf.gov.sg/eSvc/Web/Services/GiroApplication/LandingPage?scheme=SE"><img alt="" src="/_layouts/15/IMAGES/icgen.gif">LandingPage</a>	<p>FORM GIRO SE/VC</p><p>This form allows you to apply for GIRO which allows for automatic deductions from your bank account. The e-Service may take you 5 minutes to complete.</p>		0	0	PDF, 0.6MB
Register for CPF/MediSave Contributions as a Self-Employed Person			<a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/RegisterAsSelfEmployed/CoverPage" title="Registration Form for CPF/Medisave Contributions by the Self-Employed"><img alt="" src="/_layouts/15/IMAGES/ichtm.gif">Registration Form for CPF/Medisave Contributions by the Self-Employed</a>	<p>FORM CPF SE 1A</p><p>This form allows you to register as a Self-Employed Person. The e-Service may take you 5 minutes to complete. <br></p>		0	0
Make Contribution to 3 CPF Accounts for Self-Employed Person			<a href="https://www.cpf.gov.sg/eSvc/Web/Miscellaneous/Cashier/ECashierHomepage"><img alt="" src="/_layouts/15/IMAGES/icgen.gif">ECashierHomepage</a>	<p>FORM CPF SE 2</p><p>This form allows you to make Voluntary Contribution to your 3 CPF accounts as a Self-Employed Person. The e-Service may take you 5 minutes to complete.<br></p>		0	0	PDF, 0.5MB
Make Contribution to MediSave Account for Self-Employed Person			<a href="https://www.cpf.gov.sg/eSvc/Web/Miscellaneous/Cashier/ECashierHomepage"><img alt="" src="/_layouts/15/IMAGES/icgen.gif">ECashierHomepage</a>	<p>FORM CPF SE 3</p><p>This form allows you to make mandatory contributions to your MediSave Account as a Self-Employed Person. The e-Service may take you 5 minutes to complete. <br></p>		0	0	PDF, 0.5MB
Adjust Self-Employed Contributions			<a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/AdjustContributionsFromFirmsAccountToSelfEmployed/Home" title="Application for Adjustment of CPF Contributions from Firm's Account to a Self-Employed Person's Account"><img alt="" src="/_layouts/15/IMAGES/ichtm.gif">Application for Adjustment of CPF Contributions from Firm's Account to a Self-Employed Person's Account</a>	<p>FORM CPF SE 7A</p><p>This form allows you to apply for adjustment of your self-employed contributions. The e-Service may take you 10 minutes to complete.<br></p>		0	0	PDF, 0.6MB
Deregister Self-Employed Status			<a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/NonSelfEmployedOrInformalWorkerStatus/DeclareMyNonSelfEmployedOrInformalWorkerStatusCoverPage" title="Deregistration of Self-Employed Status"><img alt="" src="/_layouts/15/IMAGES/ichtm.gif">Deregistration of Self-Employed Status</a>	<p>FORM CPF SE 8</p><p>This form allows you to deregister as a Self-Employed Person. The e-Service may take you 5 minutes to complete. <br></p>		0	0
Re-activate Existing GIRO Arrangement			<a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/ReactivateGiro/CoverPage"><img alt="" src="/_layouts/15/IMAGES/icgen.gif">CoverPage</a>	<p>FORM CPF SE 19</p><p>This form allows you to re-activate your self-employed contributions GIRO arrangement with the Board. <br></p>		0	0
Refund of CPF/MediSave Contributions by Self-Employed Person			<a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/ApplicationForRefundOrMedisaveContributions/RefundOrMedisaveContributionsCoverPage" title="Application for Refund of CPF/Medisave Contributions by Self-Employed Persons"><img alt="" src="/_layouts/15/IMAGES/ichtm.gif">Application for Refund of CPF/Medisave Contributions by Self-Employed Persons</a>	<p>FORM CPF SE 20</p><p>This form allows you to apply for refund of your self-employed contributions. The e-Service may take you 10 minutes to complete. <br></p>		0	0	PDF, 0.7MB
Appeal for Instalment Payments by Self-Employed Persons			<a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/MedisaveInstallments/MedisaveCoverPage" title="Appeal for Instalment Payments by Self-Employed Persons"><img alt="" src="/_layouts/15/IMAGES/ichtm.gif">Appeal for Instalment Payments by Self-Employed Persons</a>	<p>FORM CPF SE APPEAL</p><p>This form allows you to appeal for a GIRO instalment plan for your self-employed contributions. The e-Service may take you 10 minutes to complete.<br></p>		0	0
Declaration of Income as a Self-Employed Person			<a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/IncomeDeclarationBySelfEmployedPersonForMedisaveLiability/LandingPage" title="Declaration of Income as a Self-Employed Person"><img alt="" src="/_layouts/15/IMAGES/icgen.gif">Declaration of Income as a Self-Employed Person</a>	<p>Self-Employed Person Income Declaration Form<br></p><p>This form allows you to declare your income as a Self-Employed Person. The e-Service may take you 10 minutes to complete.<br></p>		0	0

Self-Employed Matters

Self-Employed Scheme

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