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Silver Support SchemeSilver Support Scheme<p>The Silver Support Scheme provides additional retirement support to elderly Singaporeans aged 65 and above, who had low incomes through life and who now have little or no family support. For more information on the Silver Support Scheme, please visit <a href="" target="_blank"></a>.</p>TrueTrueResources;#Forms;#Others;#



UnderstandWhat is the Silver Support Scheme? <p>The Silver Support (SS) Scheme is part of a wider suite of schemes (e.g. healthcare subsidies, GST voucher) that the Government has put in place in recent years to support elderly Singaporeans.</p><p>It provides a quarterly cash supplement to the bottom 20% of Singaporeans aged 65 and older. These are individuals who had low incomes through life and who now have little or no family support.</p><p>Elderly Singaporeans who qualify for SS will automatically receive their cash supplement. There is no need to apply.</p>Silver Support Scheme24091751
UnderstandDo I need to apply for the Silver Support Scheme?<p>There is no need to apply for the Silver Support (SS) Scheme.</p><p>CPF Board will automatically review an elderly Singaporean’s eligibility for SS every year based on data we have on record. Eligible elderly will automatically receive payouts every quarter.</p><p>Elderly Singaporeans who qualify for SS will receive a notification letter from the Board in December of the preceding year.</p> Silver Support Scheme24101752
UnderstandDo I qualify for the Silver Support Scheme?<p>Elderly Singaporeans who qualify for the Silver Support (SS) Scheme will receive a notification letter from the Board in December of the preceding year.</p><p>The SS Scheme is meant to support the bottom 20% of Singaporeans aged 65 and above, who had low incomes through life and who now have little or no family support. To identify this target group, three criteria will be used in tandem – lifetime wages, housing type, and the level of household support.</p><p>Singapore citizens aged 65 and above will be eligible for SS Scheme if they meet all of the following criteria:</p><ol type="A"><li> <b>Low lifetime wages</b> - Total CPF contributions<sup>1</sup> of not more than $70,000 by age 55. Self-employed persons should also have an average annual net trade income<sup>2</sup> of not more than $22,800 when they were between the ages of 45 and 54; and</li><li> <b>Housing type</b> - Live in a 1- to 5-room HDB flat; and do not own, or have a spouse who owns, a 5-room or larger HDB flat or private property or multiple properties; and</li><li> <b>Low household support</b> - Live in a household with a monthly income per person of not more than $1,100.</li></ol><p>The CPF Board will automatically review an elderly Singaporean’s eligibility for SS every year.</p> <br> <p> <span style="font-size:0.9em;"> <sup>1</sup> Total CPF contributions refers to the total sum in an individual’s Ordinary Account and Special Account, including the amounts withdrawn for housing, education and investment.</span></p><p> <span style="font-size:0.9em;"><sup>2</sup> Net trade income refers to the gross trade income minus all allowable business expenses, capital allowances and trade losses as determined by IRAS. </span></p>Silver Support Scheme24111753
UnderstandHow much is the Silver Support payout?<p>Eligible Singaporeans will receive Silver Support payouts of between $300 and $750 every quarter, according to the type of Housing and Development Board (HDB) flat that they live in. Those living in smaller flats will receive higher payouts.</p><table class="ms-rteTable-default" cellspacing="0" style="width:100%;"><tbody><tr class="ms-rteTableEvenRow-default"><td class="ms-rteTableEvenCol-default" style="width:70%;">​<strong>Elderly Singaporeans who meet the eligibility criteria and live in the following HDB flat type</strong></td><td class="ms-rteTableOddCol-default" style="width:30%;"> <strong>Payout Per Quarter​</strong></td></tr><tr class="ms-rteTableOddRow-default"><td class="ms-rteTableEvenCol-default" rowspan="1" style="width:70%;">​1-2 Room</td><td class="ms-rteTableOddCol-default" rowspan="1" style="width:30%;">$750​</td></tr><tr class="ms-rteTableEvenRow-default"><td class="ms-rteTableEvenCol-default" rowspan="1" style="width:70%;">​3-Room</td><td class="ms-rteTableOddCol-default" rowspan="1" style="width:30%;">​$600</td></tr><tr class="ms-rteTableOddRow-default"><td class="ms-rteTableEvenCol-default" rowspan="1" style="width:70%;">​4-Room</td><td class="ms-rteTableOddCol-default" rowspan="1" style="width:30%;">$450​</td></tr><tr class="ms-rteTableFooterRow-default"><td class="ms-rteTableFooterEvenCol-default" rowspan="1" style="width:70%;"> <span style="color:#444444;">5-Room*​</span></td><td class="ms-rteTableFooterOddCol-default" rowspan="1" style="width:30%;"> <span style="color:#444444;">$300​</span></td></tr></tbody></table><p> <span style="font-size:0.9em;">* Live in and do not own a 5-room HDB flat</span></p>Silver Support Scheme24121754
UnderstandWhen will I receive my Silver Support payout?<p>Eligible Singaporeans will receive Silver Support payouts according to the following schedule:</p><table width="100%" class="ms-rteTable-default" cellspacing="0" style="text-align:center;"><tbody><tr class="ms-rteTableEvenRow-default"><td class="ms-rteTableEvenCol-default" style="width:50%;">​<strong>Payout Date</strong></td><td class="ms-rteTableOddCol-default" style="width:50%;"> <strong>For Period​</strong></td></tr><tr class="ms-rteTableOddRow-default"><td class="ms-rteTableEvenCol-default" rowspan="1" style="width:50%;">31 December of the preceding year​</td><td class="ms-rteTableOddCol-default" rowspan="1" style="width:50%;">January – March​</td></tr><tr class="ms-rteTableEvenRow-default"><td class="ms-rteTableEvenCol-default" rowspan="1" style="width:50%;">​31 March</td><td class="ms-rteTableOddCol-default" rowspan="1" style="width:50%;">​April – June</td></tr><tr class="ms-rteTableOddRow-default"><td class="ms-rteTableEvenCol-default" rowspan="1" style="width:50%;">30 June​</td><td class="ms-rteTableOddCol-default" rowspan="1" style="width:50%;">​July – September</td></tr><tr class="ms-rteTableFooterRow-default"><td class="ms-rteTableFooterEvenCol-default" rowspan="1" style="width:50%;text-align:center;"> <span style="color:#444444;">30 September​</span></td><td class="ms-rteTableFooterOddCol-default" rowspan="1" style="width:50%;text-align:center;"> <span style="color:#444444;">October – December​</span></td></tr></tbody></table> <br> <p> <span style="font-size:0.9em;">* Those who turn 65 in the year will start receiving payouts in the quarter they turn 65.</span></p>Silver Support Scheme24131755





















Silver Support SchemeRetirement



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