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Retirement and Health StudyRetirement and Health Study<p> <strong>Announcement</strong></p><p>We have completed the interviews for the Retirement and Health Study (RHS) 2020/21 in August 2021. We would like to thank everyone who has participated, and we look forward to your continued support in the next round of RHS in 2022/23.</p><p> </p><p> <strong>Appointed Survey Company</strong></p><p>Ascentiq Pte Ltd is our appointed survey company to conduct the RHS 2020/21 interviews.</p><p>If you are one of our participants, you may be re-contacted by Ascentiq Pte Ltd from this number 6202 2763. This is to check that the survey has been conducted properly, and to ensure that the information is accurately obtained by the interviewer. This data quality control process will end by September 2021.</p><p>Ascentiq Pte Ltd will never ask you for your personal bank account details and Singpass login credentials (e.g. login passwords, token/SMS One-Time Password (OTP)). If you encounter any such requests, please do not provide the information and contact us immediately at <a href=""></a>.</p><p> <br></p><p> <strong>What is the Retirement and Health Study?</strong></p><p>The RHS is a longitudinal survey of Singapore residents’ retirement and healthcare needs and how they change over time. Selected individuals will be interviewed once every two years. The findings from the RHS will be used to improve ageing-related policies and services in Singapore.</p><p>Several countries have implemented similar longitudinal studies on retirement and health, such as the United States, United Kingdom, New Zealand, Japan and China. </p><p> </p><p> <strong>What have we learned from the Retirement and Health Study?</strong></p><ul><li><p>Retirement plans</p><p>Using data from the RHS, we study the retirement plans of our respondents. Among those with plans for their retirement, a vast majority (86%) plan to transit into partial retirement before fully retiring. This include reducing their work hours gradually, or reducing their work responsibilities. More information can be found in the <a href="/Assets/members/Documents/RHSNewsletter_Issue1.pdf" target="_blank">RHS newsletter</a> (PDF, 4.6MB).</p></li></ul> <br> <ul><li><p>Use of CPF withdrawals after age 55<br></p><p>Upon turning 55 years old, CPF members have the option of withdrawing part of their CPF savings in a lump sum. Around four in 10 CPF members aged 55 to 70 reported that they did not make any cash withdrawals after turning 55 years old, even though they had the option of doing so. Of those who made withdrawals, most deposited their funds in the banks, or used them to pay for near-term expenditure needs or big-ticket items. More information can be found in the article: “<a href="/Assets/members/Documents/CPFTrends_WhatdoCPFmembersdowiththecashwithdrawalsfromtheirCPFafter55.pdf" target="_blank">What do CPF members do with the cash withdrawals from their CPF after age 55?</a> (PDF, 0.3MB)”</p></li></ul><p> </p><p> <strong>Contact Us</strong></p><p>For queries related to RHS, please contact the <strong>Retirement and Health Study Office</strong> via:</p><ul><li>Email: <strong></strong></li></ul> <br> <p>The study has been reviewed by NTU Institutional Review Board (IRB) for ethics approval (reference number: IRB-2020-06-032). Should you require information or have queries regarding your rights as a research participant, please contact <strong>NTU IRB</strong> via:</p><ul><li>Email: <strong></strong> </li></ul> <br> <p>More information on the study can be found in the <a href="/Assets/common/Documents/FAQ_RHS.pdf" target="_blank">Frequently Asked Questions for RHS 2020/21</a> (PDF, 2.5MB).</p><div class="hidden-xs"> <img alt="RHS Banner" src="/Assets/common/PublishingImages/RHS_Banner_web.png" style="width:100%;" /> </div><div class="visible-xs"> <img class="img-responsive" alt="RHS Banner" src="/Assets/common/PublishingImages/RHS_Banner_mobile.png" /> </div>

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