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Retirement and Health StudyRetirement and Health Study<p> <strong>Announcement</strong></p><p>The Retirement and Health Study (RHS) 2020/21 will be conducted from September 2020 to August 2021. If you are one of the selected individuals, we look forward to your kind support. </p><p>In view of the COVID-19 situation, precautionary measures are in place to protect the health and well-being of our participants and interviewers. More information on the precautionary measures adopted for interviews can be found in the <a href="/Assets/common/Documents/RHS_COVID19_Information_Sheet.pdf" target="_blank">RHS COVID-19 information sheet</a> (PDF, 0.3MB). We welcome you to contact us if you have any concerns regarding your participation in the RHS during this period. </p><p>If you have received our letter on the RHS for the first time, you could be one of our new participants whom we are reaching out to in this round of the RHS. We look forward to your participation, which will contribute to a representative study of the retirement and healthcare needs of Singapore residents aged 45 and above. </p><p> </p><p> <strong>Introduction of Video Call Interview Mode</strong></p><p>In addition to our usual face-to-face interviews, we are pleased to introduce a new mode of interview in the RHS 2020/21 – Video Call Interview – for our participants. You can choose to complete the interview via a video call should you have the following: </p><ul><li>A tablet / laptop / desktop with camera function </li><li>Broadband internet access at home </li><li>Valid SingPass login credentials </li></ul><p> </p><p> <strong>Appointed Survey Company</strong></p><p>We have appointed Ascentiq Pte Ltd, a survey company in Singapore, to conduct the RHS 2020/21 interviews. You may contact Ascentiq Pte Ltd at or call 8725 1268 from Monday to Friday, 10am to 6pm (except public holidays) to find out more. </p><p>You can identify our interviewers from Ascentiq by: </p><ul><li>An authorisation letter issued by the CPF Board with the interviewer’s name and interviewer ID number printed on it, and</li><li>A photo-ID card issued by Ascentiq</li></ul> <br> <p>Our interviewers will never ask you for your personal bank and SingPass login credentials (e.g. login passwords, token/SMS One-Time Password (OTP)). If you encounter any such requests, please contact us immediately.</p><p> </p><p> <strong>What is the Retirement and Health Study?</strong></p><p>The RHS is a longitudinal survey of Singapore residents’ retirement and healthcare needs and how they change over time. Selected individuals will be interviewed once every two years. The findings from the RHS will be used to improve ageing-related policies and services in Singapore.</p><p>Several countries have implemented similar longitudinal studies on retirement and health, such as the United States, United Kingdom, New Zealand, Japan and China. </p><p> </p><p> <strong>Why should I participate?</strong></p><ul><li><p>Share your experience with us</p><p>Around 11,700 individuals participated in the previous round of interview. We look forward to hearing about your experiences in this round of the RHS. With more information collected over time, government agencies are better able to design or improve ageing-related policies and services in Singapore.</p></li></ul> <br> <ul><li><p>Token of our appreciation</p><p>We appreciate your time to speak to us. Upon completion of the interview, you will receive shopping vouchers from us. For those who had participated in the RHS before, there will be an additional loyalty gift upon completion of the current interview.</p></li></ul> <br> <p> <strong>What have we discovered using data from the Retirement and Health Study?</strong></p><ul><li><p>Retirement plans</p><p>Using data from the RHS, we study the retirement plans of our respondents. Among those with plans for their retirement, a vast majority (86%) plan to transit into partial retirement before fully retiring. This include reducing their work hours gradually, or reducing their work responsibilities. More information can be found in the <a href="/Assets/members/Documents/RHSNewsletter_Issue1.pdf" target="_blank">RHS newsletter</a> (PDF, 4.6MB).</p></li></ul> <br> <ul><li><p>Use of CPF withdrawals after age 55</p><p>Upon turning 55 years old, CPF members have the option of withdrawing part of their CPF savings in a lump sum. Around four in 10 CPF members aged 55 to 70 reported that they did not make any cash withdrawals after turning 55 years old, even though they had the option of doing so. Of those who made withdrawals, most deposited their funds in the banks, or used them to pay for near-term expenditure needs or big-ticket items. More information can be found in the article: “<a href="/Assets/members/Documents/CPFTrends_WhatdoCPFmembersdowiththecashwithdrawalsfromtheirCPFafter55.pdf" target="_blank">What do CPF members do with the cash withdrawals from their CPF after age 55?</a> (PDF, 0.9MB)”</p></li></ul> <br> <p>We will continue to study the data collected and hope to share more findings in the near future.</p><p> </p><p> <strong>Contact Us</strong></p><p>If you have received a letter from us and wish to make an appointment, or have queries on the survey, please contact <strong>Ascentiq Pte Ltd</strong> via:</p><ul><li>Phone: <strong>8725 1268</strong> (Monday to Friday, 10am to 6pm (except public holidays)) </li><li>Email: <strong></strong> </li></ul> <br> <p>For other queries related to RHS, please contact the <strong>Retirement and Health Study Office</strong> via:</p><ul><li>Phone: <strong>6202 2059</strong> (Monday to Friday, 9am to 5pm (except public holidays)) </li><li>Email: <strong></strong> </li></ul> <br> <p>The study has been reviewed by NTU Institutional Review Board (IRB) for ethics approval (reference number: IRB-2020-06-032). Should you require information or have queries regarding your rights as a research participant, please contact <strong>NTU IRB</strong> via:</p><ul><li>Phone: <strong>6592 2495</strong> (Monday to Friday, 8:30am to 5:45pm (except public holidays)) </li><li>Email: <strong></strong> </li></ul> <br> <p>More information on the study can be found in the <a href="/Assets/common/Documents/FAQ_RHS.pdf" target="_blank">Frequently Asked Questions for RHS 2020/21</a> (PDF, 2.5MB).</p><div class="hidden-xs"> <img alt="RHS Banner" src="/Assets/common/PublishingImages/RHS_Banner_web.png" style="width:100%;" /> </div><div class="visible-xs"> <img class="img-responsive" alt="RHS Banner" src="/Assets/common/PublishingImages/RHS_Banner_mobile.png" /> </div>

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