Skip Ribbon Commands
Skip to main content

 

 

Calculation ExamplesCalculation ExamplesTrueTrue

 

 

Calculation ExamplesCalculation Examples<br> <div class="cms-collapse" data-qn="Public and Private Hospital – Age 80 and below (Non-psychiatric)" data-ans="<p>For admissions at public and private hospitals, members are able to claim up to $700 per day from MediShield Life, and withdraw up to $450 per day from MediSave. If the actual cost for the claim item is lower than the MediShield Life claim limit or MediSave withdrawal limit, the member will only be able to claim or withdraw up to the actual cost. </p><p>In the example below, the daily hospital charges for a Singapore Citizen, 50-year-old member’s 45-day stay in a B2 ward and cost of his/her two surgeries (Table 5A and Table 7A) are lower than the MediShield Life claim limits and MediSave withdrawal limits. Hence, the maximum amount that can be claimed from MediShield Life and withdrawn from MediSave is the actual cost.</p><p>In this case, MediShield Life will pay $9,099 for the hospital bill and the remaining of the bill, i.e. $2,601 ($11,700 - $9,099), can be withdrawn from MediSave.</p><div class=&quot;hidden-xs&quot;> <table class=&quot;cpf-table cpf-form-table&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 25%;&quot;> </th> <th style=&quot;width: 15%;&quot;>Actual Amount Incurred </th> <th style=&quot;width: 15%;&quot;>MediShield Life Maximum Assured amount </th> <th style=&quot;width: 15%;&quot;>Maximum Claimable from MediShield Life </th> <th style=&quot;width: 15%;&quot;>MediSave Withdrawal Limit</th> <th style=&quot;width: 15%;&quot;>Maximum Withdrawable from MediSave</th> </tr> </thead> <tbody> <tr> <td style=&quot;width: 25%;&quot;>Daily Hospital Charges</td> <td style=&quot;width: 15%;&quot;>$9,900</td> <td style=&quot;width: 15%;&quot;>$31,500</td> <td style=&quot;width: 15%;&quot;>$9,900</td> <td style=&quot;width: 15%;&quot;>$20,250</td> <td style=&quot;width: 15%;&quot;>$9,900</td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Surgery (Table 5A)</td> <td style=&quot;width: 15%;&quot;>$800</td> <td style=&quot;width: 15%;&quot;>$1,800</td> <td style=&quot;width: 15%;&quot;>$800</td> <td style=&quot;width: 15%;&quot;>$3,150</td> <td style=&quot;width: 15%;&quot;>$800</td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Surgery (Table 7A)</td> <td style=&quot;width: 15%;&quot;>$1,000</td> <td style=&quot;width: 15%;&quot;>$2,600</td> <td style=&quot;width: 15%;&quot;>$1,000</td> <td style=&quot;width: 15%;&quot;>$6,200</td> <td style=&quot;width: 15%;&quot;>$1,000</td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Total</td> <td style=&quot;width: 15%;&quot;>$11,700</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>$11,700</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>$11,700</td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Less: Deductible (Type B2 Ward)</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>($2,000)</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Claimable amount less Deductible</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>$9,700</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Less: Co-insurance [($3,000 x 10%) + ($5,000 x 5%) + ($1,700 x 3%)]</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>($601)</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> </tr> <tr> <td style=&quot;width: 25%; height: 37px;&quot;>MediShield Life and MediSave pays</td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;>$9,099</td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;>$2,601</td> </tr> </tbody> </table></div><div class=&quot;visible-xs&quot;> <table class=&quot;cpf-table cpf-form-table &quot; border=&quot;1&quot; style=&quot;width: 100%; height: 401px;&quot;> <thead> <tr> <th colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>Actual Amount Incurred</th> <th colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>MediShield Life Maximum Assured amount</th> <th colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>Maximum Claimable from MediShield Life</th> </tr> </thead> <tbody> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>Daily Hospital Charges</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$9,900</td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$31,500</td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$9,900</td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>Surgery (Table 5A) </td> </tr> <tr> <td style=&quot;width: 25%;&quot;>$800</td> <td style=&quot;width: 25%;&quot;>$1,800</td> <td colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$800</td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>Surgery (Table 7A) </td> </tr> <tr> <td style=&quot;width: 25%;&quot;>$1,000</td> <td colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$2,600</td> <td colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$1,000 </td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;> Total</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$11,700</td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$11,700 </td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>Less: Deductible (Type B2 Ward)</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>($2,000)</td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>Claimable amount less Deductible</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$9,700</td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>Less: Co-insurance</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 25%;&quot;> [($3,000 x 10%) + ($5,000 x 5%) + ($1,700 x 3%)]</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>($601)</td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>MediShield Life pays</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$9,099</td> </tr> </tbody> </table> <table class=&quot;cpf-table cpf-form-table &quot; border=&quot;1&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 33%;&quot;>Actual Amount Incurred</th> <th style=&quot;width: 33%;&quot;>MediSave Withdrawal Limit</th> <th style=&quot;width: 33%;&quot;>Maximum Withdrawable from MediSave</th> </tr> </thead> <tbody> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>Daily Hospital Charges</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$9,900</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$20,250</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$9,900</td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>Surgery (Table 5A)</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$800</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$3,150</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$800</td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>Surgery (Table 7A)</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$1,000</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$6,200</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$1,000 </td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>Total</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$11,700</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$11,700 </td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>MediSave pays</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$2,601</td> </tr> </tbody> </table></div> "> </div> <br> <div class="cms-collapse" data-qn="Public and Private Hospital – Age 81 and above (Psychiatric)" data-ans="<p>For admissions relating to psychiatric conditions at public and private hospitals, members are able to claim up to $100 per day from MediShield Life, and withdraw up to $150 per day from MediSave (subject to a yearly limit of $5,000). If the actual cost for the claim item is lower than the MediShield Life claim limit or MediSave withdrawal limit, the member will only be able to claim or withdraw up to the actual cost. </p> <p>In the example below, the daily hospital charges for a Singapore Citizen, 83-year-old member’s 15-day stay in a B2 ward are lower than the MediShield Life claim limit and MediSave withdrawal limit. Hence, the maximum amount that can be claimed from MediShield Life and withdrawn from MediSave is the actual cost.</p> <p>In this case, MediShield Life will have no payment as it is below the deductible amount and the hospital bill, i.e. $1,350, can be withdrawn from MediSave.</p> <div class=&quot;hidden-xs&quot;> <table class=&quot;cpf-table cpf-form-table&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 25%;&quot;> </th> <th style=&quot;width: 15%;&quot;>Actual Amount Incurred </th> <th style=&quot;width: 15%;&quot;>MediShield Life Maximum Assured amount </th> <th style=&quot;width: 15%;&quot;>Maximum Claimable from MediShield Life </th> <th style=&quot;width: 15%;&quot;>MediSave Withdrawal Limit</th> <th style=&quot;width: 15%;&quot;>Maximum Withdrawable from MediSave</th> </tr> </thead> <tbody> <tr> <td style=&quot;width: 25%;&quot;>Daily Hospital Charges</td> <td style=&quot;width: 15%;&quot;>$1,350</td> <td style=&quot;width: 15%;&quot;>$1,500</td> <td style=&quot;width: 15%;&quot;>$1,350</td> <td style=&quot;width: 15%;&quot;>$2,250</td> <td style=&quot;width: 15%;&quot;>$1,350</td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Total</td> <td style=&quot;width: 15%;&quot;>$1,350</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>$1,350</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>$1,350</td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Less: Deductible (Type B2 Ward)</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>($3,000)</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Claimable amount less Deductible</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>($1,650)</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> </tr> <tr> <td style=&quot;width: 25%; height: 37px;&quot;>MediShield Life and MediSave pays</td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;>$0</td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;>$1,350</td> </tr> </tbody> </table> </div> <div class=&quot;visible-xs&quot;> <table class=&quot;cpf-table cpf-form-table &quot; border=&quot;1&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 33%; height: 38px;&quot;>Actual Amount Incurred</th> <th style=&quot;width: 33%; height: 38px;&quot;>MediShield Life Maximum Assured amount</th> <th colspan=&quot;1&quot; style=&quot;width: 33%; height: 38px;&quot;>Maximum Claimable from MediShield Life​</th> </tr> </thead> <tbody> <tr> <td colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>Daily Hospital Charges ​</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​$1,350</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​$1,500</td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​$1,350</td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>Total ​</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​$1,350</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​</td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​$1,350</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>​Less: Deductible (Type B2 Ward) ​ ​</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​</td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​($3,000)</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>​Claimable amount less Deductible ​ ​</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​</td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​($1,650)</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>​MediShield Life pays ​ ​</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​</td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​$0</td> </tr> </tbody> </table> <table class=&quot;cpf-table cpf-form-table &quot; border=&quot;1&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 25%;&quot;>Actual Amount Incurred</th> <th style=&quot;width: 25%;&quot;>MediSave Withdrawal Limit</th> <th style=&quot;width: 25%;&quot;>Maximum Withdrawable from MediSave</th> </tr> </thead> <tbody> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>Daily Hospital Charges </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>​​$1,350</td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>​$2,250</td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>​$1,350 </td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>Total </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>​​$1,350</td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>​</td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>​$1,350</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>MediSave pays </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>​</td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>​</td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>​$1,350</td> </tr> </tbody> </table> </div> "> </div> <br> <div class="cms-collapse" data-qn="Community Hospital – Age 80 and below" data-ans="<p>For admissions at community hospitals, members are able to claim up to $350 per day from MediShield Life, and withdraw up to $250 per day from MediSave (subject to a yearly limit of $5,000). If the actual cost for the claim item is lower than the MediShield Life claim limit or MediSave withdrawal limit, the member will only be able to claim or withdraw up to the actual cost. </p><p>In the example below, the daily hospital charges for a Singapore Citizen, 50-year-old member’s 25-day stay in a B2 ward are lower than the MediShield Life claim limit and MediSave withdrawal limit. Hence, the maximum amount that can be claimed from MediShield Life and withdrawn from MediSave is the actual cost.</p><p>In this case, MediShield Life will pay $1,260 for the hospital bill and the remaining of the bill, i.e. $2,140 ($3,400 - $1,260), can be withdrawn from MediSave.</p><div class=&quot;hidden-xs&quot;> <table class=&quot;cpf-table cpf-form-table&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 25%;&quot;> </th> <th style=&quot;width: 15%;&quot;>Actual Amount Incurred </th> <th style=&quot;width: 15%;&quot;> MediShield Life Maximum Assured amount </th> <th style=&quot;width: 15%;&quot;> Maximum Claimable from MediShield Life </th> <th style=&quot;width: 15%;&quot;>MediSave Withdrawal Limit</th> <th style=&quot;width: 15%;&quot;>Maximum Withdrawable from MediSave</th> </tr> </thead> <tbody> <tr> <td style=&quot;width: 25%;&quot;>Daily Hospital Charges</td> <td style=&quot;width: 15%;&quot;>$3,400</td> <td style=&quot;width: 15%;&quot;>$8,750</td> <td style=&quot;width: 15%;&quot;>$3,400</td> <td style=&quot;width: 15%;&quot;>$5,000</td> <td style=&quot;width: 15%;&quot;>$3,400</td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Total</td> <td style=&quot;width: 15%;&quot;>$3,400</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>$3,400</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>$3,400</td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Less: Deductible (Type B2 Ward)</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>($2,000)</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Claimable amount less Deductible</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>$1,400</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Less: Co-insurance [($1,400 x 10%)]</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>($140)</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> </tr> <tr> <td style=&quot;width: 25%; height: 37px;&quot;>MediShield Life and MediSave pays</td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;>$1,260</td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;>$2,140</td> </tr> </tbody> </table></div><div class=&quot;visible-xs&quot;> <table class=&quot;cpf-table cpf-form-table &quot; border=&quot;1&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 33%;&quot;>Actual Amount Incurred</th> <th style=&quot;width: 33%;&quot;>MediShield Life Maximum Assured amount</th> <th colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>Maximum Claimable from MediShield Life</th> </tr> </thead> <tbody> <tr> <td colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>Daily Hospital Charges </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$3,400</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$8,750</td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$3,400</td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>Total </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$3,400</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$3,400</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>Less: Deductible (Type B2 Ward) </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>($2,000)</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>Claimable amount less Deductible </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$1,400</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>Less: Co-insurance </td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>[($1,400 x 10%)] </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>($140)</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>MediShield Life pays </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$1,260</td> </tr> </tbody> </table> <table class=&quot;cpf-table cpf-form-table &quot; border=&quot;1&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 25%;&quot;>Actual Amount Incurred</th> <th style=&quot;width: 25%;&quot;>MediSave Withdrawal Limit</th> <th style=&quot;width: 25%;&quot;>Maximum Withdrawable from MediSave</th> </tr> </thead> <tbody> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>Daily Hospital Charges </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$3,400</td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$5,000</td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$3,400</td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>Total </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$3,400</td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$3,400</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>MediSave pays </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$2,140</td> </tr> </tbody> </table></div> "> </div> <br> <div class="cms-collapse" data-qn="Convalescent Hospital" data-ans="<p>For admissions at convalescent hospitals, members are able to withdraw up to $50 per day from their MediSave (subject to a yearly limit of $3,000). If the actual cost for the claim item is lower than the MediSave withdrawal limit, the member will only be able to withdraw up to the actual cost. </p> <p>In the example below, the daily hospital charges for a member’s 45-day stay is lower than the MediSave withdrawal limit. Hence, the maximum amount that can be withdrawn from MediSave is the actual cost.</p> <p>In this case, $1,870 can be withdrawn from MediSave.</p> <div class=&quot;hidden-xs&quot;> <table class=&quot;cpf-table cpf-form-table&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 25%;&quot;> </th> <th style=&quot;width: 15%;&quot;>Actual Amount Incurred </th> <th style=&quot;width: 15%;&quot;> MediSave Withdrawal Limit </th> <th style=&quot;width: 15%;&quot;> Maximum Withdrawable from MediSave </th> </tr> </thead> <tbody> <tr> <td style=&quot;width: 25%;&quot;>Daily Hospital Charges</td> <td style=&quot;width: 15%;&quot;>$1,870</td> <td style=&quot;width: 15%;&quot;>$2,250</td> <td style=&quot;width: 15%;&quot;>$1,870</td> </tr> <tr> <td style=&quot;width: 25%; height: 37px;&quot;>MediSave pays</td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;>$1,870 </td> </tr> </tbody> </table> </div> <div class=&quot;visible-xs&quot;> <table class=&quot;cpf-table cpf-form-table &quot; border=&quot;1&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 33%;&quot;>Actual Amount Incurred</th> <th style=&quot;width: 33%;&quot;>MediSave Withdrawal Limit</th> <th colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>Maximum Withdrawable from MediSave​</th> </tr> </thead> <tbody> <tr> <td colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>Daily Hospital Charges ​</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​$1,870</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​$2,250</td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​$1,870</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>​MediSave pays ​ ​</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​</td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​$1,870</td> </tr> </tbody> </table> </div> "> </div> <br> <div class="cms-collapse" data-qn="Day Rehabilitation Centre" data-ans="<p>For treatments received at day rehabilitation centres, members are able to withdraw up to $25 per day from MediSave (subject to a yearly limit of $1,500). If the actual cost for the claim item is lower than the MediSave withdrawal limit, the member will only be able to withdraw up to the actual cost. </p> <p>In the example below, the daily hospital charges for a member’s 45-day treatment are lower than the MediSave withdrawal limit. Hence, the maximum amount that can be withdrawn from MediSave is the actual cost.</p> <p>In this case, $870 can be withdrawn from MediSave.</p> <div class=&quot;hidden-xs&quot;> <table class=&quot;cpf-table cpf-form-table&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 25%;&quot;> </th> <th style=&quot;width: 15%;&quot;>Actual Amount Incurred </th> <th style=&quot;width: 15%;&quot;> MediSave Withdrawal Limit </th> <th style=&quot;width: 15%;&quot;> Maximum Withdrawable from MediSave </th> </tr> </thead> <tbody> <tr> <td style=&quot;width: 25%;&quot;>Daily Hospital Charges</td> <td style=&quot;width: 15%;&quot;>$870</td> <td style=&quot;width: 15%;&quot;>$1,125</td> <td style=&quot;width: 15%;&quot;>$870</td> </tr> <tr> <td style=&quot;width: 25%; height: 37px;&quot;>MediSave pays</td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;>$870</td> </tr> </tbody> </table> </div> <div class=&quot;visible-xs&quot;> <table class=&quot;cpf-table cpf-form-table &quot; border=&quot;1&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 33%;&quot;>Actual Amount Incurred</th> <th style=&quot;width: 33%;&quot;>MediSave Withdrawal Limit</th> <th colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>Maximum Withdrawable from MediSave​</th> </tr> </thead> <tbody> <tr> <td colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>Daily Hospital Charges ​</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​$870</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​$1,125</td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​$870</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>​MediSave pays ​ ​</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​</td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​$870</td> </tr> </tbody> </table> </div> "> </div> <br> <div class="cms-collapse" data-qn="Geriatric Day Hospital" data-ans="<p>For treatments received at geriatric day hospitals, members are able to withdraw up to $150 per day from MediSave (subject to a yearly limit of $3,000). If the actual cost for the claim item is lower than the MediSave withdrawal limit, the member will only be able to withdraw up to the actual cost.</p> <p>In the example below, the daily hospital charges for a member’s 45-day treatment are lower than the MediSave withdrawal limit. Hence, the maximum amount that can be withdrawn from MediSave is the actual cost.</p> <p>In this case, $1,650 can be withdrawn from MediSave. </p> <div class=&quot;hidden-xs&quot;> <table class=&quot;cpf-table cpf-form-table&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 25%;&quot;> </th> <th style=&quot;width: 15%;&quot;>Actual Amount Incurred </th> <th style=&quot;width: 15%;&quot;> MediSave Withdrawal Limit </th> <th style=&quot;width: 15%;&quot;> Maximum Withdrawable from MediSave </th> </tr> </thead> <tbody> <tr> <td style=&quot;width: 25%;&quot;>Daily Hospital Charges</td> <td style=&quot;width: 15%;&quot;>$1,650</td> <td style=&quot;width: 15%;&quot;>$3,000</td> <td style=&quot;width: 15%;&quot;>$1,650</td> </tr> <tr> <td style=&quot;width: 25%; height: 37px;&quot;>MediSave pays</td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;>$1,650</td> </tr> </tbody> </table> </div> <div class=&quot;visible-xs&quot;> <table class=&quot;cpf-table cpf-form-table &quot; border=&quot;1&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 33%;&quot;>Actual Amount Incurred</th> <th style=&quot;width: 33%;&quot;>MediSave Withdrawal Limit</th> <th colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>Maximum Withdrawable from MediSave​</th> </tr> </thead> <tbody> <tr> <td colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>Daily Hospital Charges ​</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​$1,650</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​$3,000</td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​$1,650</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>​MediSave pays ​ ​</td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​</td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>​$1,650</td> </tr> </tbody> </table> </div> "> </div> <br> <div class="cms-collapse" data-qn="Inpatient Palliative Care Provider – Age 80 and below" data-ans="<p>For admissions with inpatient palliative care providers, members are able to claim up to $250 or $350 per day from MediShield Life, and withdraw up to $250 or $350 per day from MediSave for General Palliative or Specialised Palliative care respectively. If the actual cost for the claim item is lower than the MediShield Life claim limit or MediSave withdrawal limit, the member will only be able to claim or withdraw up to the actual cost. </p> <p>In the example below, the daily hospital charges for a Singapore Citizen, 50-year-old member receiving General Palliative care and staying in a B2 ward for 10 days are lower than the MediShield Life claim limit and MediSave withdrawal limit. Hence, the maximum amount that can be claimed from MediShield Life and withdrawn from MediSave is the actual cost.</p> <p>In this case, MediShield Life will pay $90 for the hospital bill and the remaining of the bill, i.e. $2,010 ($2,100 - $90), can be withdrawn from MediSave.</p> <div class=&quot;hidden-xs&quot;> <table class=&quot;cpf-table cpf-form-table&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 25%;&quot;> </th> <th style=&quot;width: 15%;&quot;>Actual Amount Incurred </th> <th style=&quot;width: 15%;&quot;> MediShield Life Maximum Assured amount </th> <th style=&quot;width: 15%;&quot;> Maximum Claimable from MediShield Life </th> <th style=&quot;width: 15%;&quot;>MediSave Withdrawal Limit</th> <th style=&quot;width: 15%;&quot;>Maximum Withdrawable from MediSave</th> </tr> </thead> <tbody> <tr> <td style=&quot;width: 25%;&quot;>General Palliative</td> <td style=&quot;width: 15%;&quot;>$2,100</td> <td style=&quot;width: 15%;&quot;>$2,500</td> <td style=&quot;width: 15%;&quot;>$2,100</td> <td style=&quot;width: 15%;&quot;>$2,500</td> <td style=&quot;width: 15%;&quot;>$2,100</td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Total</td> <td style=&quot;width: 15%;&quot;>$2,100</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>$2,100</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>$2,100</td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Less: Deductible (Type B2 Ward)</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>($2,000)</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Claimable amount less Deductible</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>$100</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Less: Co-insurance [($100 x 10%)]</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>($10)</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> </tr> <tr> <td style=&quot;width: 25%; height: 37px;&quot;>MediShield Life and MediSave pays</td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;>$90</td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;>$2,010</td> </tr> </tbody> </table> </div> <div class=&quot;visible-xs&quot;> <table class=&quot;cpf-table cpf-form-table &quot; border=&quot;1&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 33%;&quot;>Actual Amount Incurred</th> <th style=&quot;width: 33%;&quot;>MediShield Life Maximum Assured amount</th> <th colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>Maximum Claimable from MediShield Life</th> </tr> </thead> <tbody> <tr> <td colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>General Palliative </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$2,100</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$2,500</td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$2,100</td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>Total </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$2,100</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$2,100</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>Less: Deductible (Type B2 Ward) </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>($2,000)</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>Claimable amount less Deductible </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$100</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>Less: Co-insurance </td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 33%;&quot;> [($100 x 10%)] </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>($10)</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>MediShield Life pays </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$90</td> </tr> </tbody> </table> <table class=&quot;cpf-table cpf-form-table &quot; border=&quot;1&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 25%;&quot;>Actual Amount Incurred</th> <th style=&quot;width: 25%;&quot;>MediSave Withdrawal Limit</th> <th style=&quot;width: 25%;&quot;>Maximum Withdrawable from MediSave</th> </tr> </thead> <tbody> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>General Palliative </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$2,100</td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$2,500</td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$2,100</td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>Total </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$2,100</td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$2,100</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>MediSave pays </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$2,010</td> </tr> </tbody> </table> </div> "> </div> <br> <div class="cms-collapse" data-qn="Day Surgery – Age 80 and below" data-ans="<p>For day surgeries, members are able to claim up to $700 per day from MediShield Life, and withdraw up to $300 per day from MediSave. If the actual cost for the claim item is lower than the MediShield Life claim limit or MediSave withdrawal limit, the member will only be able to claim or withdraw up to the actual cost. </p> <p>In the example below, the daily hospital charges for a Singapore Citizen, 50-year-old member’s day surgery in a subsidised ward and cost of his/her surgery (Table 4A) are lower than the MediShield Life claim limit or MediSave withdrawal limit. Hence, the maximum amount that can be claimed from MediShield Life and withdrawn from MediSave is the actual cost.</p> <p>In this case, MediShield Life will have no payment as it is below the deductible amount and the hospital bill, i.e. $950, can be withdrawn from MediSave.</p> <div class=&quot;hidden-xs&quot;> <table class=&quot;cpf-table cpf-form-table&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 25%;&quot;> </th> <th style=&quot;width: 15%;&quot;>Actual Amount Incurred </th> <th style=&quot;width: 15%;&quot;> MediShield Life Maximum Assured amount </th> <th style=&quot;width: 15%;&quot;> Maximum Claimable from MediShield Life </th> <th style=&quot;width: 15%;&quot;>MediSave Withdrawal Limit</th> <th style=&quot;width: 15%;&quot;>Maximum Withdrawable from MediSave</th> </tr> </thead> <tbody> <tr> <td style=&quot;width: 25%;&quot;>Daily Hospital Charges</td> <td style=&quot;width: 15%;&quot;>$250</td> <td style=&quot;width: 15%;&quot;>$700</td> <td style=&quot;width: 15%;&quot;>$250</td> <td style=&quot;width: 15%;&quot;>$300</td> <td style=&quot;width: 15%;&quot;>$250</td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Surgery (Table 4A)</td> <td style=&quot;width: 15%;&quot;>$700</td> <td style=&quot;width: 15%;&quot;>$1,540 </td> <td style=&quot;width: 15%;&quot;>$700</td> <td style=&quot;width: 15%;&quot;>$2,150 </td> <td style=&quot;width: 15%;&quot;>$700</td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Total</td> <td style=&quot;width: 15%;&quot;>$950 </td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>$950</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>$950 </td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Less: Deductible</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>($1,500)</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> </tr> <tr> <td style=&quot;width: 25%;&quot;>Claimable amount less Deductible</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;>($550)</td> <td style=&quot;width: 15%;&quot;> </td> <td style=&quot;width: 15%;&quot;> </td> </tr> <tr> <td style=&quot;width: 25%; height: 37px;&quot;>MediShield Life and MediSave pays</td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;>$0</td> <td style=&quot;width: 15%; height: 37px;&quot;> </td> <td style=&quot;width: 15%; height: 37px;&quot;>$950</td> </tr> </tbody> </table> </div> <div class=&quot;visible-xs&quot;> <table class=&quot;cpf-table cpf-form-table &quot; border=&quot;1&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 33%;&quot;>Actual Amount Incurred</th> <th style=&quot;width: 33%;&quot;>MediShield Life Maximum Assured amount</th> <th colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>Maximum Claimable from MediShield Life</th> </tr> </thead> <tbody> <tr> <td colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>Daily Hospital Charges </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$250</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$700</td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$250</td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>Surgery (Table 4A) </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$700</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$1,540</td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$700</td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>Total </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$950</td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$950</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>Less: Deductible </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>($1,500)</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>Claimable amount less Deductible </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>($550)</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 33%;&quot;>MediShield Life pays </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 33%;&quot;> </td> <td rowspan=&quot;1&quot; colspan=&quot;1&quot; style=&quot;width: 33%;&quot;>$0</td> </tr> </tbody> </table> <table class=&quot;cpf-table cpf-form-table &quot; border=&quot;1&quot; style=&quot;width: 100%;&quot;> <thead> <tr> <th style=&quot;width: 25%;&quot;>Actual Amount Incurred</th> <th style=&quot;width: 25%;&quot;>MediSave Withdrawal Limit</th> <th style=&quot;width: 25%;&quot;>Maximum Withdrawable from MediSave</th> </tr> </thead> <tbody> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>Daily Hospital Charges </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$250</td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$300</td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$250</td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>Surgery (Table 4A) </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$700 </td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$2,150</td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$700</td> </tr> <tr> <td colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>Total </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$950</td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$950</td> </tr> <tr> <td rowspan=&quot;1&quot; colspan=&quot;3&quot; style=&quot;width: 25%;&quot;>MediSave pays </td> </tr> <tr> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;> </td> <td rowspan=&quot;1&quot; style=&quot;width: 25%;&quot;>$950</td> </tr> </tbody> </table> </div> "> </div> <br>

Your session will be terminated soon. Click 'OK' to continue or 'Cancel' to Logout.

 

Your screen width is too small to display

Please adjust the width of your browser or use a desktop machine for a better web experience.

Thank you.